Knowledge Base
Solar Contract Resource Center
Educational pages for homeowners reviewing solar financing, sales promises, UCC filings, disclosures, and document intake.
Financial issues
Solar dealer fees: why you financed thousands more than the panels cost
If the number on your loan is far bigger than what the system should have cost in cash, a "dealer fee" is often the reason. Here's what that fee is, how it gets buried, and why it can be worth a closer look.
Financial issues
The true cost of solar: adding up what the pitch left out
The monthly payment looked manageable and the savings sounded huge. But the real cost of a solar deal is the full picture — principal, interest, fees, escalators, and the savings that never showed up. Here's how to add it all up.
Legal concepts
TILA violations: when solar loan disclosures don't add up
The Truth in Lending Act exists so borrowers can see the real cost of credit before they sign. Solar loans are consumer credit too — and when the required disclosures are missing, wrong, or buried, TILA may be part of the conversation. This is general information, not legal advice.
Legal concepts
How you may have been defrauded — and how to tell
Fraud has a specific meaning in the law, and it's broader than an outright lie. Sometimes it's what was left unsaid. This is a plain-English walk through the building blocks, so you can see whether your story fits the pattern.
Legal concepts
The fraudulent solar sales process: how a pitch crosses the line
Most solar salespeople aren't breaking the law. But a recognizable playbook of pressure and exaggeration shows up again and again in homeowner complaints. Knowing the tactics helps you see what happened to you more clearly.
Financial issues
Learn about your lender: who really holds your solar paper
The company that sold you solar is often not the company you actually owe. Loans get sold, serviced, and bundled. Knowing exactly who holds your paper — and who is responsible for what — is the first step to understanding your options.
Process & documents
What Documents Are Important to Gather
A homeowner checklist for collecting the documents that make a solar contract or financing review possible.
Process & documents
Questions & Answers
Straight answers to common questions homeowners ask before requesting a solar contract, loan, lease, or PPA review.
Legal concepts
Hiding Behind Arbitration Clauses
What arbitration clauses can mean in solar disputes and why they do not end the analysis by themselves.
Process & documents
How to Select an Attorney for a Solar Contract Dispute
Questions to ask before hiring anyone to help with a solar contract, loan, lease, PPA, or lien problem.
Legal concepts
RICO and solar: what the word really means
"Isn't this basically RICO?" It's one of the most common questions homeowners ask after they feel deceived. RICO is a real and powerful law — and also a frequently misunderstood one. Here's an honest, plain-English explanation of what it is and isn't.
Financial issues
How to fight bankrupt or defunct solar lenders
It's a sinking feeling: the company that sold or financed your solar is bankrupt, dissolved, or simply gone — yet the bills keep coming. A defunct party complicates things, but it doesn't always end the conversation. Here's how to think about it.
Government & enforcement
Government Enforcement and Solar Sales Practices
How public enforcement actions can provide context for solar sales concerns without proving any individual case.
Process & documents
Settlement Negotiations in Solar Contract Disputes
How solar contract disputes may resolve and why settlement discussions depend on evidence, leverage, and timing.
Government & enforcement
Cooperating with Law Enforcement About Solar Fraud
Practical considerations if investigators, regulators, or agencies ask about your solar experience.
Government & enforcement
Attorney General Lawsuits Involving Solar Companies
What state Attorney General lawsuits can signal about solar sales practices and how to use them carefully.